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10 Ways to...
Dear Business Owner,
When I started my publishing company, the very first order I received was paid for with a bad check! When that check bounced, it was like a bad omen...
But what had at first seemed like a bad omen turned into a mission --- I became determined to protect my new business from bad checks and from the people who write them. I began to do some research, and the more I learned, the more certain I became that the problem of bad checks could be solved!
Eventually, I was able to gather enough information to create a strategy that has virtually eliminated my bad check problems, and I am happy to be able to share this information with you.
10 Ways to STOP BAD CHECKS!
Reducing bad check fraud starts with knowing what to look for on each check that you receive. The following tips will help you reduce bad checks and the expenses that go with them:
1. IS THE CHECK SIGNED? It isn't against the law to give someone an unsigned check, but an unsigned check isn't worth the paper it's written on. Make sure that every check you receive is signed.
2. IS THE CHECK IMPRINTED WITH THE CHECK WRITER'S NAME AND ADDRESS? If not, the check writer should have hand-written this information on the face of the check.
3. DOES THE SIGNATURE MATCH THE NAME ON THE CHECK? If the signature on the check does not match the name that is imprinted on the check, the check writer might not be authorized to sign on the account.
4. MERCHANTS: IS THE ADDRESS ON THE CHECK THE SAME AS THE ADDRESS ON THE CHECK WRITER'S ID? If not, request a second form of ID and ask the check writer to put the correct address on the face of his check.
5. IS THE CHECK NUMBER LOW? If the check number is low, the account could be new. As a general rule, checks written on new accounts are about ten times more likely to bounce than checks written on accounts that have been open for at least one year. (NOTE: At many banks, new accounts can be started with any number, so a higher check number does not guarantee that an account isn't new.)
6. IS THE CHECK DATED? Make sure that every check you receive has a current date on it. If you receive a check with no date, you can and should write in the correct date. NEVER deposit a check without a date on it.
7. IS THE CHECK POSTDATED? It isn't illegal to write a postdated check, but if you accept one, it is considered an extension of credit. Unless you intend to extend credit, don't accept postdated checks. (If you do accept a postdated check, take care not to deposit it before the date on the check.)
8. IS THE CHECK BACKDATED? Most banks won't honor a check unless it is fairly current. If a check is backdated six months or more, it is safest to refuse it.
9. DOES THE CHECK WRITER'S ACCOUNT NUMBER APPEAR ON THE CHECK? If not, the check writer may not have an account! (EXCEPTION: Some computer-generated checks don't show account numbers.)
10. HAS THE CHECK BEEN ALTERED OR DEFACED? Never accept a check that has been altered or defaced.
By following the above tips, you can significantly reduce bad checks and the expenses that go with them. But don't stop there! Now you can accept business and personal checks with confidence, thanks to a one-of-a-kind guide for small businesses entitled STOP BAD CHECKS! This fact-filled guide will show you how to:
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But that's not all! You will learn 17 WARNING SIGNS that signal bad checks, 3 WAYS TO ELIMINATE bad checks, and how to spot COUNTERFEIT checks! You will learn what you must never do with a bad check, how to get bad check insurance for your small business, and much, much more. Just look at the Partial Table of Contents:
- GUIDELINES FOR ACCEPTING CHECKS:
Written primarily for merchants with a walk-in clientele, this section reveals what you
must look for when accepting checks and what kinds of checks you must always avoid.
- 3 WAYS TO VIRTUALLY ELIMINATE BAD
CHECKS: The most obvious way to eliminate bad checks is to refuse to
accept checks in the first place. However, this could cost you more in lost
business than it would save you in bad check expense! This section reveals three
things you can do to make sure that checks won't bounce.
- HOW TO SPOT COUNTERFEIT CHECKS:
Due to advances in desktop publishing, counterfeit checks and counterfeit-check rings have
become a growing problem. This section shows you how to spot counterfeit checks at a
glance.
- THE TRUTH ABOUT BAD CHECKS: Not
all bad checks are created equal. Not all bad checks can be prevented in the same
way. This section reveals the four main reasons checks bounce, and how you can turn
a bad check into a good one.
- WHAT NEVER TO DO WITH A BAD CHECK:
This section reveals seven things that you should never do with a bad check. One
of these precautions could prevent a bad check writer from victimizing you TWICE!
- STOP BAD CHECK WRITERS IN THEIR TRACKS:
This section reveals how and where to get an inexpensive product for merchants that is
guaranteed to reduce bad checks and credit card fraud by at least 50% in the first
year! (Most users of this product have reported a reduction in bad checks and credit
card fraud by 75% or more!)
- BAD CHECK INSURANCE FOR SMALL
BUSINESSES: Bad check insurance could be the answer to your bad
check problems! Find out how and where to get inexpensive bad check insurance for
your small business.
- NEW WAYS TO REDUCE BAD CHECK FRAUD: This
section reveals the newest methods of reducing bad check fraud, including electronic check
processing, "automatic" checks, phone checks, and check processing services.
- TURNING THE TABLES ON THE BAD GUYS:
Many small-business owners have found inventive ways to embarrass bad check writers in
their communities. You will find this section both entertaining and enlightening!
- SPECIAL BONUS: STOP CREDIT CARD FRAUD! This section reveals how to spot credit card fraud and what to do about it!
STOP BAD CHECKS! is an invaluable tool for business owners, and best of all, you can use this information risk-free:
| UNCONDITIONAL MONEY-BACK GUARANTEE: I am so certain that the information contained in STOP BAD CHECKS! will enable you to solve your bad check worries once and for all that I am making the following offer: Use the information in STOP BAD CHECKS! for up to 90 days risk-free. If you are not 100% satisfied with your order for any reason, you may return it within 90 days for a refund of the purchase price---NO QUESTIONS ASKED! Queenie Mason, President of Red Triangle Enterprises, Inc. |
You have nothing to lose with my risk-free offer, so order your copy today! Price: $20.00
Sincerely,
Queenie Mason, Author of STOP BAD CHECKS!
P.S. Remember: Just one bad check could cost you more than the price of this unique guide, so order yours now!
Copyright © 2008, Red Triangle
Enterprises, Inc.
All rights reserved.